Is it possible to automate the loan underwriting process? The house facts Proof of earnings Proof of put The mortgage form The latest underwriter usually view each one of these to evaluate the amount out of chance you pose toward lender. There are a number of reasons why the aforementioned recommendations usually be studied under consideration. Your credit report try looked observe exactly how many applications to have finance and you can credit cards you have made prior to now. Its an indication out of just how in charge you are whenever credit money and you may if or not you’ve got regularly produced the month-to-month costs. See what credit history is needed to pick a home.